A serious detector is a serious investment. If you would rather not put the whole amount on a card at once, you do not have to. We offer three ways to spread the cost at checkout — Affirm, Shop Pay Installments and PayPal Credit. All three are chosen at checkout, and all three show you the full terms before you confirm anything.
Which one is right for you?
| Option | Best for | How you pay | Where you apply |
|---|---|---|---|
| Affirm | Larger machines you want to pay off over a set number of months | Fixed monthly payments over a defined term | At checkout, or pre-qualify before you shop |
| Shop Pay Installments | Anyone already using Shop Pay who wants to split a purchase quickly | Split into instalments, chosen at checkout | At checkout, inside Shop Pay |
| PayPal Credit | Existing PayPal customers who want a revolving line rather than a fixed term | A reusable credit line you pay down over time | At checkout, through PayPal |
Affirm — fixed monthly payments
Affirm splits your purchase into fixed monthly payments over a set term. You see the number of payments, the amount of each one and the total cost before you agree to anything, so there are no surprises later.
- No hidden fees. No deferred interest, no service charges, no prepayment penalty. What you see at checkout is what you pay.
- No late fees. Affirm does not charge them.
- Checking your options will not affect your credit score. Seeing what you qualify for is a soft check.
- Real-time decision. A few pieces of information and you have an answer.
How to use Affirm
- Pre-qualify (optional). Check what you can spend before you start shopping, so you know your budget up front.
- Add to cart as normal. Build your order the way you always would.
- Choose Affirm at checkout. You will be handed over to Affirm to finish securely, then brought back to us.
See how Affirm works and check current rates →
Shop Pay Installments — split it at checkout
If you already use Shop Pay for the saved address and card details, Installments is built into the same checkout. Pick it as you pay and your order is split into instalments — no separate application to fill in and no new account to create.
- Handled entirely inside the Shop Pay checkout you already use.
- Your payment schedule is shown before you confirm.
- Manage payments from the Shop app alongside your order tracking.
See how Shop Pay Installments works →
PayPal Credit — a reusable credit line
PayPal Credit is a revolving line of credit rather than a fixed-term loan, which makes it useful if you buy from us more than once. Pay it down and the available credit is there again for the next coil, pinpointer or upgrade.
- Subject to credit approval through PayPal.
- Promotional financing is offered on qualifying purchases — current terms are shown by PayPal at checkout.
- Not a one-time offer. The line stays available for future orders.
How to use PayPal Credit
- Add to cart as normal.
- Choose PayPal at checkout and select PayPal Credit as your funding method.
- Finish on PayPal’s secure site and you will be returned to us with your order confirmed.
Common questions
Will applying hurt my credit score?
Checking your Affirm options is a soft check and does not affect your score. PayPal Credit involves a credit application — PayPal will tell you what that entails before you submit it.
Can I pay a financed order off early?
Yes. Affirm has no prepayment penalty, so paying early simply means paying less interest. PayPal Credit can be paid down at any time.
Can I finance anything in the store?
These options apply to your order total, not to specific products, so detectors, coils, pinpointers and accessories are all eligible. Your approved spending limit is the only ceiling.
What if I need to return a financed item?
Returns work exactly as they normally do — see our Return & Exchange Policy. Once we process the refund, it is credited back against your financing balance by the provider.
Not sure which detector to finance?
Talk to us before you commit. We would rather put you on the right machine than the most expensive one — get in touch, or start with our complete buyer’s guide.
Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Rates and terms are presented to you before you complete your purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. Shop Pay Installments and PayPal Credit are offered by Shopify and PayPal respectively and are subject to their own eligibility criteria and terms, shown at checkout.